An untold number of people today suffer unnecessarily from treatable conditions. Healthcare providers everywhere are making their services readily available for anyone who needs them, attending to conditions ranging from physical injuries, mental health issues, and even addiction treatment.
Many are hesitant to get treatment, however, because it could be quite costly, and many just don’t have that kind of money lying around. There are, however, insurance companies that do offer the kind of coverage needed for the healthcare providers that offer treatment, such as All Savers insurance.
What Is All Savers Insurance?
All Savers is an affordable health insurance provider that partners with treatment centers such as Sana Lake Recovery Center in Dittmer, Missouri, so that professional help is within reach for those who need it. All Savers employs a staff of diligent and highly-trained care advocates who are prepared to answer the inquiries of people who may need help in seeking treatment.
This type of insurance was intentionally made to provide affordable health insurance to all, it is designed with low premiums for small businesses and their employees. The plans offered are also designed to help pay for several healthcare costs before the deductible, so that the insurance holder could get more from the plan.
Current statistics posted show, that almost 21 million Americans have at least one type of addiction, but only 10% receive any kind of treatment. This figure is also massively costly for the country as alcohol and drug addiction in Dittmer and other states puts a $600 billion strain on the US economy each year.
What Type Of Coverage does All Savers Insurance Have for Addiction Treatment?
All Savers offers a service called All Savers Insurance Coverage for Addiction which provides coverage for most types of addiction. This is quite noteworthy as most other similar services will only cover a few types of addiction as treatment facilities and their rehabilitation services could be quite costly, considering the need for clinical facilities and therapists.
Depending on the plan details and the level of care needed by the patient, All Savers insurance may be able to cover a portion or even all of the cost of rehabilitation. This coverage even extends to several different states, in the eventuality that the needed treatment is not available in the state where the patient is currently in.
As the most recent statistics reveal that drug and alcohol addiction continues to be at highly alarming levels, having a readily accessible and reliable health insurance provider like All Savers is quite timely. Much like everything else, health care costs are at a phenomenally high rate, but not being able to secure treatment for conditions like addiction and mental health is even more costly in the long run. All Savers insurance provides coverage for addictions like:
Alcohol abuse is a monstrous problem in America. In 2019, the US National Survey on Drug Use and Health (NSDUH) released a report that stated at least 14.5 million Americans aged 12 years and older had an alcohol use disorder (AUD). As if this figure were not alarming enough, there is an estimated 414,000 of that figure that is made up of adolescents between the ages of 12 and 17. Many would think that most, if not all, of the 14.5 million Americans listed as having an alcohol abuse problem were adults, but this is not the case.
The same report from the NSDUH noted that people with alcohol use disorder had a higher likelihood of seeking care for an alcohol-related issue, rather than seeking treatment for the source of the problem, which is alcohol addiction. The sheer number of alcohol-related deaths in the US alone is estimated to be 95,000 each year, making alcohol the third leading cause of death in the US.
Despite the staggering figures relevant to the dangers of alcohol abuse, the number of people who seek treatment for dependence is still alarmingly low. Most health centers and hospitals report a high prevalence of alcohol-related medical concerns, as alcohol abuse is closely linked to:
- Increased risk of drowning
- High incidence of injuries from violence
- High incidence of injuries from accidents, particularly falls
- High chance of motor vehicle mishaps
- Increased risk of female breast cancer
- Increased risk of oropharyngeal cancer
- High risk of esophageal cancer
Development of fetal alcohol spectrum disorder (FASD)
The National Center for Health Statistics of the Center for Disease Control and Prevention reports that from January to December of 2021, an estimated 108,000 people died from a drug overdose. Of this figure, at least 80,000 deaths involved opioid addiction cases.
The Drug Policy Alliance, an addiction policy advocacy group, calls this report “devastating and heartbreaking” as an increasing number of teens are also included in the statistics of a drug crisis that has been going on for over 20 years. The group also notes that not only has the crisis not slowed down a bit but has only gotten worse over the years.
Opioids are among the most widely used drugs because of the ease with which they could be acquired and administered. Statistics from the US Addiction Center reveal that 20% to 30% of people who take prescription opioids abuse their medication, which accounts for the 2.1 million Americans who have an opioid use disorder.
Used properly, benzodiazepine, or benzos, provide relief for several conditions and are also used for its effects in other medical applications, including:
- Anxiety relief
- Insomnia treatment
- Relief from alcohol withdrawal symptoms
- Regulation and control of seizures
- Muscle relaxant
- Induced amnesia for medical procedures
This drug, however, is also one of the most widely used substances today. The US Centers for Disease Control and Prevention (CDC) revealed that in 2020, 16% of overdose deaths that involved opioids also involved benzos. The US National Center for Health Statistics stated that between 2014 and 2016 in the US alone, at least 66 million doctor’s appointments per year prescribed benzodiazepine. This is a highly alarming figure because it is known that benzo abusers start as legitimate users before they got hooked.
Cocaine is listed as the third most widely used drug in the US and the second most widely used and distributed globally. In 2020, more than 42,000 tons of cocaine were seized by US authorities being smuggled into the country. The paradox of the cocaine problem in the US reads like a chicken-or-the-egg conundrum: the high rate of cocaine addiction could be due to the ease with which it could be acquired, or the ease with which it could be acquired is due to the high rate of cocaine addiction.
Whichever the case might be, cocaine-related deaths from 2014 to 2020 in the US rose steadily from 5,419 to 19,447. Another disturbing facet of the cocaine drug trend is the involvement of young people in the statistics. A 2019 survey from the National Survey on Drug Use and Health (NSDUH) revealed that 24% of 12th graders in the US admitted that it was quite easy for them to acquire cocaine if they wanted to.
What Treatment Programs Are Covered By All Savers Insurance?
The staggering statistics from all the drug monitoring agencies indicated a deeply unsettling fact: too many people suffer from one form of addiction or another, or multiple forms, and not enough are getting treatment for their issues.
Whether these people do not seek treatment intentionally, or would want to but are unable to due to cost constraints, the important fact remains: there is a serious need for affordable and effective addiction treatment for all ages everywhere in the United States.
The All Savers Insurance Coverage for Addiction provides coverage for the various treatment options typically prescribed for the rehabilitation process, including addiction counseling and other levels of care such as:
The process of recovery from addiction begins with stopping the user from taking in any substances typically associated with addiction and dependence. The stage, known as medical detox, is also where the toxins of substances (drugs and alcohol) are purged from the body to prepare someone for their treatment program.
Depending on the duration of abuse and the type of substance abused, there could be a need for medical assistance in either stopping the intense urge to take a substance or treating the debilitating withdrawal symptoms that arise once the patient stops using substances.
Certain drug addictions are simply too difficult for a person to kick on their own. In other instances, kicking the habit could lead to a condition where prolonged rest and medical assistance is required. For these cases, inpatient or residential treatment is required, as the patient could need the care and attention that only medically-trained specialists could provide.
The partial hospitalization program (PHP) is an arrangement where patients could go home at night after spending the day at the rehab facility. This is prescribed for those who have a better handle on their urges and have a home that is conducive to recovery and is not a relapse-promoting danger. Days at the rehab facility are spent in individual or group counseling to gain helpful tools and resources to maintain sobriety and prevent relapse.
Any other treatment that could be needed could also be covered depending on the insurance treatment plan. This also includes the duration of the rehab stay and any other incurred expenses relevant to treatment and recovery in the facility.
Find True Healing From Addiction in Missouri
The sad reality about addiction is that there is a pressing and urgent need for treatment, and many in the throes of addiction are willing to undergo treatment to help them kick their habit if they could only afford it.
We here at Sana Lake understand this all too well, and we do our best to make our services available to everyone who needs them by partnering with health insurance providers like All Savers. Contact our admissions department today, and let us work together towards your healing. Recovery is truly within your reach.