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Insurance for Substance Abuse

Mercy Care Insurance

Sana Lake Recovery is an In-Network Provider for Mercy Care

Sana Lake Recovery is proud to be in network with Mercy Care Insurance. When struggling with a drug addiction or alcohol dependency, access to treatment is crucial for a successful recovery. Thankfully, more and more insurance companies are helping to cover the cost of drug and alcohol addiction treatment, including Mercy Care.  

With the increasing recognition of addiction as a medical condition requiring comprehensive care, insurance coverage has become a lifeline for many individuals. By partnering with Mercy Care Insurance, Sana Lake Recovery ensures that individuals seeking help for substance use have access to high-quality treatment without the overwhelming financial burden. 

Mercy Care Insurance for Drug and Alcohol Rehab

Importance of Accessible Treatment

Accessible treatment is essential for addressing the widespread issue of substance use. Without proper treatment, individuals are at a higher risk of severe health complications, legal issues, and even death. Insurance providers like Mercy Care play a critical role in making treatment more accessible and affordable, ensuring that individuals can receive the necessary care to overcome addiction and lead healthier lives. 

Statistics on Drug and Alcohol Addiction

According to the National Institute on Drug Abuse (NIDA), approximately 21 million Americans have at least one addiction, yet only 10% receive treatment. Furthermore, alcohol-related deaths are the third leading preventable cause of death in the United States. These statistics highlight the urgent need for accessible and affordable treatment options. 

How Do I Know if Mercy Care Will Cover Drug and Alcohol Treatment?

Steps to Take to Check Your Plan’s Coverage

Review Your Policy: Check your insurance policy documents for information on covered services. 

Contact Mercy Care: Call the customer service number on your insurance card to inquire about specific coverage. 

Verify with Sana Lake Recovery: Use our insurance verification portal to check if your treatment is covered. 

Where to Find Important Plan Information

Important plan information can be found on the Mercy Care website, in your policy documents, or by contacting customer service. It’s crucial to understand your plan’s specifics, including coverage limits and any required pre-authorization. 

Infographic with basic health insurance terminology

Important Insurance Terminology to Know

Copay: A fixed amount you pay for a covered health care service. 

In-network: Providers or facilities that have an agreement with your insurance plan. 

Claims: Requests for payment that you or your health care provider submit to your health insurer. 

Deductible: The amount you pay for covered health care services before your insurance plan starts to pay. 

How to Read Your Insurance Card

Your insurance card contains essential information such as your policy number, group number, and contact information for customer service. Understanding this information can help you navigate your coverage and benefits more effectively. 

The name of the insured individual. 

A unique identifier for your insurance policy. This number is used by health care providers to verify your coverage and file claims. 

Identifies the group plan you are enrolled in, often used if you have insurance through an employer. 

Indicates the type of health plan you have, such as HMO, PPO, or EPO. This can affect your network of providers and your costs. 

Specifies the copay amounts for various services like doctor visits, specialist visits, and emergency room visits. 

A phone number to call for questions about your coverage, claims, and benefits. 

A number used by health care providers to submit electronic claims to your insurance company. 

Knowing how to read your insurance card can help you quickly access necessary information during medical appointments, understand your coverage, and communicate effectively with health care providers and your insurance company. 

What Addiction Treatment Programs Will Mercy Care Cover?

It’s essential to check with Mercy Care to see if your specific treatment will be covered. You can also verify your insurance through our insurance verification portal. If your health plan covers addiction treatment, Mercy Care may cover some or all of the costs for the following treatment programs:

Drug and alcohol detox involves safely managing withdrawal symptoms under medical supervision. This initial phase is critical for preparing individuals for further treatment. 

Inpatient treatment provides a structured environment where individuals can focus entirely on their recovery without external distractions. This includes 24/7 medical and therapeutic support. 

PHP is a step-down level of care that offers intensive treatment during the day while allowing individuals to return home at night. It provides a balance of structure and flexibility. 

IOP offers a high level of care with more flexibility than PHP. Patients attend therapy sessions and support groups while maintaining their daily routines. 

Outpatient treatment includes regular therapy sessions and support groups, allowing individuals to receive care while living at home and continuing their daily activities. 

MAT combines behavioral therapy and medications like Suboxone, Methadone, and others to treat substance use disorders. This approach helps reduce withdrawal symptoms and cravings.

Sana Lake Recovery: #1 Drug and Alcohol Rehab in St. Louis

At Sana Lake Recovery, we are proud to be in network with Mercy Care. If you are struggling with drug and alcohol addiction, reach out to us for support and guidance. Our comprehensive treatment programs are designed to meet your unique needs, and our partnership with Mercy Care ensures that you receive the best care possible without the stress of financial barriers. Contact us today to begin your journey to recovery. 

National Institute on Drug Abuse. (2020). Drug Addiction Treatment in the United States. Retrieved from: 

Mercy Health. (2023). Insurance Information. Retrieved from Mercy Health Insurance, 

Substance Abuse and Mental Health Services Administration. (2020). Key Substance Use and Mental Health Indicators in the United States: Results from the 2019 National Survey on Drug Use and Health. Retrieved from SAMHSA: 

Picture of Ashley Murry LCSW
Ashley Murry LCSW
Ashley Murry, LCSW, is the Chief Clinical Officer at Sana Lake Recovery. She oversees clinical operations, ensuring effective treatment strategies and compliance. Before this, she was Program Director at Gateway Foundation, managing care programs and collaborating with state departments. Ashley has also served as Director of Clinical Services at Treatment Management Company, improving staff retention and clinical standards. She holds a Master's in Social Work from the University of South Florida and a Bachelor's in Social Work from Saint Leo University. She is licensed in Florida, Arizona and Missouri.
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